We know health insurance can feel complicated. That’s why Independence Blue
Cross (IBX) tries to make it easy to find a health plan that works for you.
After all, enrolling in a health plan is one of the best decisions you can
make to protect yourself and your family.
If you live in the Philadelphia area and you’re shopping for an individual
or family health insurance plan, IBX is here to help. Check out easy-to-use online
tools to compare health plans, get a free quote, and enroll. Or call a
licensed agent who can answer any questions you have and help you enroll in
an IBX health plan for 2025.
How Can I Find an Affordable Health Insurance Plan?
IBX offers the
widest selection of health plans
for 2025, so you can find one that matches your budget, health needs, and
preferences.
Many who apply for health insurance are also eligible for financial
assistance from the federal government to help pay their monthly premium —
also known as a tax credit (or subsidy). Depending on your income, you could
qualify for a $0/month or low-cost health plan. Find out if you are eligible
for a tax credit using IBX’s
online calculator.
Another important part of finding an affordable health insurance plan is
making sure you understand the
total cost of health insurance. Your monthly premium is how much it costs to buy the health insurance
plan, but it’s also important to understand how much it costs to use your
coverage when you need care. What will you pay out-of-pocket for copays,
coinsurance, and deductibles?
Once you have an idea of what type of health care coverage you need, you can
start comparing
IBX health insurance plan options.
How Can I Get a Free Health Insurance Quote?
Get a free health insurance quote by visiting IBX’s
plan shopping site. You’ll complete a quick and easy survey and receive your free quote.
There’s no obligation to buy the health plan you receive a quote for, and
you can price as many health plans as you need. When you find a health
insurance plan you like, you can start your enrollment right then and there.
Ready to get your free health insurance quote?
Get started now!
What Do I Need to Enroll?
Once you find the right health insurance plan, use this checklist to make
sure you have everything you need to enroll in a 2025 health plan:
• Social Security Numbers of everyone you wish to cover
• Immigration information, if applicable (Lawful Permanent Resident/Green Card
documentation)
• Mailing address
• Birth dates of everyone you wish to cover
• Email address* (needed for primary applicant only)
• Information on tobacco use
• Income information (paystubs or W-2 Forms, Wage and Tax Statements)
• Employer information, including name, address, and phone number
• Policy numbers for any health insurance plans you currently have
• Information from your employer about any job-related health insurance
available
• Office name and provider ID number for your primary care physician if
choosing an HMO plan
(find a doctor here)
• Personal health care needs (for example, how often you visit a doctor or get
prescriptions filled and any planned surgeries or hospital stays)
• Budget (how much you can comfortably spend on your health plan)
Don’t Miss Out on Health Care Coverage for 2025!
Remember that the Open Enrollment period to get health insurance for 2025 is
from November 1, 2024 to January 15, 2025.
Do you want help determining which plan will work best for you? IBX can help!
Call 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST.
This content was originally published on IBX Insights.
