Philadelphia Grants and Loans: 25 Top Resources for Free Grant Money and Business Loans

Access to grants and loans is vital for individuals, nonprofits, and businesses seeking to grow, recover, or launch new initiatives in Philadelphia. This article, “Philadelphia Grants and Loans: 25 Top Resources for Free Grant Money and Business Loans,” highlights key organizations and programs that offer financial support across the city. Whether you’re searching for free grant money, small business loans, or nonprofit funding, these resources can help you achieve your goals. For a continually updated directory and personalized assistance, visit MyPhillyConnection.com, Philadelphia’s trusted hub for grants and loan resources.

25 Grant and Loan Resources in Philadelphia

1. Community Fund – Philadelphia City Fund
1234 Market St., Philadelphia, PA 19107
Annual grants for nonprofits addressing the city’s greatest needs, with awards up to $25,000 for projects that improve quality of life in Philadelphia.

2. Corridor Enhancement Grant – City of Philadelphia
1515 Arch St., Philadelphia, PA 19102
Awards between $10,000 and $40,000 to community-serving nonprofits for projects that enhance commercial corridors and neighborhood business districts.

3. Philadelphia Foundation Grants
1835 Market St., Suite 2410, Philadelphia, PA 19103
Offers general operating support and special initiative grants to nonprofits, including multi-year collaborative efforts for economic mobility.

4. Ida Business Assistance Program
1515 Arch St., Philadelphia, PA 19102
Grants between $50,000 and $150,000 to businesses recovering from Hurricane Ida, covering a wide range of business costs.

5. 2025 CI Mini-Grants – Birth Justice Philly
1101 Market St., 8th Floor, Philadelphia, PA 19107
Mini grants of $3,000–$5,000 for small organizations focused on maternal health and capacity building.

6. Special Initiative Grants – Philadelphia Foundation
1835 Market St., Suite 2410, Philadelphia, PA 19103
Grants up to $40,000 for youth programs and $50,000 GSK IMPACT Awards for nonprofits advancing health and wellness.

7. Philadelphia Activities Fund
1515 Arch St., Philadelphia, PA 19102
Provides grants to nonprofits and community groups for programs that benefit Philadelphia residents, with a focus on youth and community engagement.

8. PA Department of Labor & Industry Grants
651 Boas St., Harrisburg, PA 17121
Funds workforce development, training, and apprenticeship programs, with awards up to $400,000 for eligible organizations.

9. PIDC – Philadelphia Industrial Development Corporation
1500 Market St., Suite 3500W, Philadelphia, PA 19102
Offers a variety of small business loans, real estate financing, and grants for economic development.

10. Kiva Philadelphia
Online Platform
Provides 0% interest microloans up to $15,000 for small businesses and entrepreneurs in Philadelphia.

11. The Enterprise Center Capital Corporation
4548 Market St., Philadelphia, PA 19139
Offers loans, grants, and technical assistance for minority-owned, women-owned, and small businesses.

12. The Merchants Fund
1528 Walnut St., Suite 1004, Philadelphia, PA 19102
Provides grants for small businesses in Philadelphia, including stabilization and business adaptation grants.

13. Philadelphia Department of Commerce – Business Grants
1515 Arch St., Philadelphia, PA 19102
Administers a range of grants and loans for small business growth, facade improvements, and neighborhood development.

14. Ben Franklin Technology Partners of Southeastern PA
100 N. 20th St., Suite 205, Philadelphia, PA 19103
Provides funding, investments, and loans for tech startups and innovative businesses.

15. Women’s Opportunities Resource Center (WORC)
2010 Chestnut St., Philadelphia, PA 19103
Microloans, business training, and grants for women, minority, and immigrant entrepreneurs.

16. Philadelphia Credit Union Business Loans
12800 Townsend Rd., Philadelphia, PA 19154
Offers a variety of business loans, including SBA loans, lines of credit, and equipment financing.

17. United Way of Greater Philadelphia and Southern New Jersey
1709 Benjamin Franklin Pkwy, Philadelphia, PA 19103
Provides grants to nonprofits addressing education, financial stability, and health.

18. The Reinvestment Fund
1700 Market St., 19th Floor, Philadelphia, PA 19103
Offers loans and grants for community development, affordable housing, and small businesses.

19. The Fund for Women and Girls
125 E. Swedesford Rd., Suite 104, Wayne, PA 19087
Grants supporting women’s economic security, health, and leadership in the Greater Philadelphia region.

20. Philadelphia African American Chamber of Commerce
1617 John F. Kennedy Blvd., Suite 889, Philadelphia, PA 19103
Connects Black-owned businesses to grants, loans, and business support resources.

21. Impact Loan Fund
1315 Walnut St., Suite 1124, Philadelphia, PA 19107
Provides microloans and technical assistance to underserved entrepreneurs.

22. The Welcoming Center
211 N. 13th St., Suite 502, Philadelphia, PA 19107
Business grants, loans, and training for immigrants and new Americans.

23. Community First Fund
718 Arch St., Suite 300N, Philadelphia, PA 19106
Offers loans and financial education to small businesses and nonprofits in underserved communities.

24. Philadelphia Cultural Fund
1315 Walnut St., Suite 732, Philadelphia, PA 19107
Provides grants to arts and cultural organizations throughout Philadelphia.

25. MyPhillyConnection.com
Online Resource
A comprehensive online directory connecting Philadelphians to grant opportunities, business loans, and emergency financial assistance citywide.

Philadelphia’s grant and loan ecosystem is designed to support a diverse range of needs—from small business growth and disaster recovery to nonprofit capacity building and community development. Programs like the Community Fund and Corridor Enhancement Grant focus on neighborhood revitalization, while organizations such as PIDC and The Enterprise Center provide essential funding for entrepreneurs and business owners.

For nonprofits and community groups, the Philadelphia Foundation and United Way offer both general operating support and targeted initiative grants. Specialized resources like Women’s Opportunities Resource Center and The Welcoming Center ensure that women, immigrants, and minority entrepreneurs have access to capital and coaching.

If you are seeking funding or want to help others find financial support, MyPhillyConnection.com is an invaluable resource for up-to-date listings, eligibility details, and application guidance. By leveraging these grants and loans, Philadelphia residents and organizations can build stronger businesses, more resilient communities, and a brighter future for all.